Overview & Architecture

Project overview, architecture, roadmap, and architectural decisions

Drop — Project Handbook

Drop — Fintech Payment App Quick Info What: Remittance + QR payments for everyone in Scandinavia...

Project Overview

Documentation Index

Drop Documentation Index Last updated: 2026-02-17 | Validated: 20/20 PASS after doc alignment au...

Business Case (ZiCA v2)

Drop — Business Case v2 (Remittance + QR Payments) Note: Originally titled "Drop — Business Case...

Bilko — Project Handbook

Bilko — Balkan Accounting SaaS BookStack — Provjeri PRVO Prije traženja bilo čega — provjeri Book...

Pipeline Gate Tracker

Bilko Pipeline — 8-Gate Tracker Overview This document tracks Bilko's progress through the 8-gate...

Architecture

Architecture Document

Architecture Document: Drop Version: 1.1 Date: 2026-02-08 Author: dev agent (qwen2.5-coder:32b) +...

API Specification

API Specification: Drop Version: 1.0 Date: 2026-02-09 Author: dev agent (Ollama) + John (AI Direc...

Architecture Decision Records

ADR-014 — Hybrid Encryption for L4 Restricted Fields

ADR-014 — Hybrid Encryption for L4 Restricted Fields (PIB, JMBG, OIB, JIB, IBAN) ADR Number: ADR...

ADR-015: Four-Jurisdiction Plugin Architecture

# ADR-015 — Four-Jurisdiction Plugin Architecture (CountryPlugin Kotlin Interface) **Status:** A...

ADR-016: EInvoice Adapter Lifecycle and Contract

# ADR-016 — EInvoiceAdapter Lifecycle and Contract **Status:** Accepted **Date:** 2026-05-13 **A...

ADR-017: RLS Multi-Tenancy Migration

# ADR-017 — RLS Multi-Tenancy Migration **Status:** Accepted — CEO Signed 2026-05-11 (Alem Bašić...

ADR-019: Integration Adapter Registry

# ADR-019 — Integration Adapter Registry **Status:** Accepted **Date:** 2026-05-11 **Author:** P...

ADR-020: Backend Canonical — Deprecate api-kotlin

# ADR-020: Canonical Backend is `backend/` — Deprecate `apps/api-kotlin/` **Status:** Accepted *...

ADR-021: Bilko Blueprint Section 15 Realignment

# ADR-021: Bilko Blueprint Section 15 Realignment Status: Accepted Date: 2026-04-29 Authors: ALA...

Reviews & Reports

Architecture reviews, team reports, validation

Petter Graff Architecture Review

Drop Fintech Platform — Architecture Review Reviewer: Petter Graff (Software Architect, CTO Prate...

Architecture Validation Report

Architecture Docs Validation Report Date: 2026-02-21 Scope: All 41 architecture docs in docs/arch...

App Store

App store metadata, screenshots, and assets

App Store: Metadata

Drop — App Store Metadata Last updated: 2026-02-21 Status: Ready for submission iOS App Store Me...

App Store: Icon Spec

Drop — App Store Icon Specification Last updated: 2026-02-21 Status: Design specification ready, ...

App Store: Screenshot Texts

Drop — Screenshot Text Overlays Last updated: 2026-02-21 Purpose: Norwegian text overlays for App...

Marketing

Marketing materials and strategy

Marketing Overview

Marketing Resources Marketing resources for Drop project: campaigns, content, analytics.

High-Level Design (HLD)

Bilko — High-Level Design (HLD) Version: 1.0 Date: 2026-02-23 Project ID: bbd77cc0 Status: Curren...

Low-Level Design (LLD)

Bilko — Low-Level Design (LLD) Version: 1.0 Date: 2026-02-23 Project ID: bbd77cc0 Status: Current...

Architecture Decision Records (ADR)

Architecture Decision Records — Bilko Project: Bilko Version: 1.1 Date: 2026-02-24 Author: Pette...

Competitive Research

Bilko — Competitive Research Version: 2.0 Date: 2026-02-24 Researcher: Bilko Docs Team (AI-assist...

Bilko Documentation Index

Bilko Documentation Index Last updated: 2026-02-25 Total documents: 90 Status: 32 Final / 58 Draf...

MC 103057 — Bilko Demo API Hang Validation 2026-06-06

MC #103057 — Bilko demo API hang recurrence validation (3f56ab5) Deployment PR: https://github.c...