03 — Bank Integration Plan — PSD2 / Tok / QWAC
HR Market Entry
Croatia (HR) Bank Integration Plan — Bilko via Tok Platform
Author: Markos Zachariadis (Finverge)
Date: 2026-05-28
Version: 1.0
Status: DOCUMENT-ONLY (no code, no deploy)
MC Task: #102423
TL;DR — Recommended Path
EEA passporting via Finanstilsynet (NO → HR) ...