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Documentation Validation Report Date: 2026-02-13 Validator: QA Architect (VALIDATOR agent) Scope: All 20 documentation files in docs/ Method: Cross-reference specific claims against source code (src/drop-app/, src/drop-mobile/, landing/, legal/, security/) NO...

Mobile Payment/Banking Application - Full Research Findings Table of Contents Regulatory Requirements Technical Architecture Security & Compliance Market Analysis Key Success Factors 1. Regulatory Requirements 1.1 EU Payment Services Directive (PSD2/PSD3) C...

Third-Party Providers Comparison Architecture alignment note (2026-02-14): This document is pre-architecture research from the mobilebank-research phase. Drop ultimately chose a PSD2 pass-through model — no wallet, no balance held by Drop, no IBAN generation....

MVP Feature Specification Architecture alignment note (2026-02-14): This document is pre-architecture research from the mobilebank-research phase. Drop ultimately chose a PSD2 pass-through model — no wallet, no balance held, no IBAN generation, no top-up. AIS...

Cost Breakdown and Budget Estimates Architecture alignment note (2026-02-14): This document is pre-architecture research from the mobilebank-research phase. Drop ultimately chose a PSD2 pass-through model — no wallet, no balance held, no own EMI license requi...

Technical Stack Recommendations 1. Architecture Overview Principles Microservices Architecture - Modular, independently deployable Cloud-Native Design - Containerized, elastic scaling Security by Design - Zero-trust, encryption everywhere 2. Backend Technolo...

BankID and Vipps Login Authentication Research Research Date: 2026-02-15 Project: Drop Fintech App Purpose: Evaluate feasibility of integrating BankID and Vipps as authentication methods Executive Summary Both BankID and Vipps Login are viable authentication ...

Drop — Cloud Deployment Cost Analysis Date: 2026-02-11 Author: John (AI Director) Status: Historical — superseded by ADR-014 (PostgreSQL-only) and ADR-012 (AWS App Runner) NOTE (2026-03-03): This analysis was written before ADR-014 mandated PostgreSQL 16 in a...

Requirements Document: [PROJECT NAME] Version: 1.0 Date: YYYY-MM-DD Author: Business Analyst / Product Owner Status: Draft | In Review | Approved Client Sign-off: ☐ 1. Introduction 1.1 Purpose [Why this document exists, what it covers] 1.2 Project Reference ...

Drop x Sparebanken — Partnership Proposal Prepared by: ALAI Holding AS Date: February 2026 Contact: Alem Bašić, CEO — [email protected] Confidential The Opportunity There are 1 million immigrants living in Norway. They send 5.7 billion NOK home every year. They sh...

Drop — Merchant, Recipients & Rates Note (2026-02-14): This document predates the current architecture. Drop now uses a pass-through PSD2 model (PISP/AISP) — Drop NEVER holds customer money. Some sections below reference wallet/balance concepts from the earli...

Status: Februar 2026 Generert: 2026-02-18 | Kilde: BiH Tender Hunter agent | MC tasks #1275-#1288 Merk: Duplikate tasks (#1289-#1302) identifisert og bør lukkes. 🟢 AKTIVE — Frist ikke utløpt MC#OppdragsgiverBeskrivelseScoreFristTED 1277Statnett SFNy IT-løsn...

Ukratko Zdravo ekipa, Već smo bili u kontaktu, tako da idem direktno na stvar. Imam konkretan prijedlog za saradnju koji može donijeti stabilan, dugoročan posao za obje strane — norveški javni sektor IT tenderi. Prilika Norveški javni sektor troši milijarde g...

Partnership Proposal: Basic AS × Authority Partners From: Alem Bašić, CEO — Basic AS To: Authority Partners Leadership Date: February 2026 Subject: Strategic Partnership for Norwegian Public Sector IT Tenders The Opportunity Norway's public sector spends bill...

Cloud Migration Strategy — Drop Dato: 2026-02-18 Status: Planlegging Beslutning: Azure som produksjonsplattform, GCP for dev/staging SpareBank 1 — Teknisk Stack (Research) Lag Teknologi Cloud Azure (primær) — Eunomia-plattformen for 13 banker Sekundæ...

SpareBank 1 — Teknisk Stack Research Dato: 2026-02-18 Formål: Forstå SpareBank 1s teknologivalg for å tilpasse Drops arkitektur Oversikt SpareBank 1 er Norges nest største finansgruppe med 13 selvstendige banker. De har en felles teknologiplattform kalt Eunom...

Load Test Results — Drop Staging Dato: 2026-02-18 Verktøy: k6 v1.6.1 Mål: https://drop-staging.fly.dev Server: Fly.io shared-cpu-1x (256MB RAM, 1 delt CPU, Stockholm) Testoppsett To scenarier kjørt samtidig: Scenario 1: Public Stress (helse + valutakurser) R...

GCP Architecture for Drop Dato: 2026-02-18 Region: europe-north1 (Finland — nærmest Norge) Kontekst: Migrering fra Fly.io shared-cpu-1x som takler ~25 samtidige brukere Nåværende Fly.io vs GCP — Sammenligning Tier 1: Minimum (Dev/Demo) — ~25 brukere Kompon...