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1483 total results found
API & SDKs
Tok REST API spec, authentication, rate limits, webhooks, Node.js/Python/Kotlin SDKs
Regulatory
PSD2 compliance, AISP/PISP licensing, Croatia HNB, Serbia NBS, BiH bilateral agreements
Overview & Strategy
Plock product vision, Swedish WMS market, competitive position, pricing model
Architecture
Plock technical architecture, Kotlin/Ktor backend, React MFE frontend, PostgreSQL, Redis
Product Requirements
Plock PRD, AI features, integrations (Fortnox, PostNord, DHL, Shopify), user personas
Business & GTM
Plock go-to-market strategy, Fortnox Marketplace, pricing, Swedish regulatory compliance
Product Overview
Lobby — Product Overview One platform. All your people. VIKTIG: ALAIOne = Lobby ALAIOne og Lobby er SAMME produkt. Lobby er det offisielle, lanserte produktnavnet. ALAIOne-mappen er arkivert og videresendt til Lobby. All fremtidig dokumentasjon, utvikling og...
Funding & Status
Funding & Status — Lobby Finansiering Innovasjon Norge — Oppstartstilskudd 1 Parameter Detaljer Program Oppstartstilskudd 1 (pre-seed grants for startups) Beløp 150 000 NOK Varighet 9 måneder Søknadsdato 2026-02-27 Status Søknad bekreftet mottat...
Competitive Landscape
Competitive Landscape — Lobby vs Incumbents Totalkostnadsanalyse — Typisk norsk bedrift med 50 ansatte Kategori Verktøy Månedlig kostnad HR & Håndbok Simployer 4 000 NOK HMS Compliance Compendia 2 500 NOK Fravær/Timer Mavis 7 500 NOK (150 × 50) Re...
Product Overview
Product Overview What is Tok? Tok is an Open Banking aggregator for Balkan markets (Croatia, Serbia, BiH). Tagline: "Tok podataka iz banke u vaš softver" English: "Bank data flows into your software" Tok = Serbian/Bosnian/Croatian for "flow", "current", "str...
Implementation Status
Implementation Status Current build state as of Q1 2026. Component Status Table Component Status Target API server (Kotlin/Ktor) Foundation built Q2 2026 Croatian bank integration (Berlin Group) Architecture ready, sandbox pending Q3 2026 Serbian b...
Tech Stack
Tech Stack Tok is a Kotlin-native backend built for reliability and financial-grade security. Core Stack Layer Technology Notes Language Kotlin JVM-based, coroutine-native HTTP Framework Ktor Kotlin-idiomatic, coroutines-native routing Dependency I...
Bank Adapter Pattern
Bank Adapter Pattern The bank adapter pattern is a core architectural principle in Tok. Every bank integration goes through an abstract BankAdapter interface, isolating the rest of the system from bank-specific API differences. Why This Pattern? Banks across ...
Development Rules
Development Rules Seven mandatory rules for all Tok development. These rules exist because financial data and PSD2 compliance leave no room for shortcuts. Rule 1 — Consent Immutability PSD2 consent records are append-only audit trails. Never update or delete ...
API Overview
API Overview Tok provides a REST API for accessing bank account data and initiating payments across Balkan markets. API Style Aspect Detail Style REST Specification OpenAPI 3.1 Base URL https://api.tokapi.io/v1 Response format JSON Auth API key...
Licensing Strategy
Licensing Strategy Unified Platform Model One PI (Payment Institution) licence covers three products under one regulatory umbrella. AISP/PISP Licence Finanstilsynet (Norwegian FSA) Entity: ALAI Holding AS (org.nr 932 516 136) │ ├── AISP scope │ ├...
Per-Country Guide
Per-Country Regulatory Guide Country-by-country breakdown of Tok's AISP registration approach. 🇳🇴 Norway — Base Registration Regulator: Finanstilsynet (Norwegian FSA) Licence type: AISP (opplysningsfullmektig) Entity: ALAI Holding AS (org.nr 932 516 136) Capi...
6 Modules Overview
6 Moduler — Lobby Lobby er bygget rundt 6 moduler. Kundene kjøper det de trenger — ingen pakkelåsing. Modul 1 — Besøk & arbeidslogg (Core) Kategori: Feltarbeid, timeregistrering Status: Core-modul — inkludert i alle planer Funksjoner Check-in / check-out ved...