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Financials Framework Version: 1.0 Last Updated: 2026-01-28 Owner: Alem Basic Prepared by: John (Director) Executive Summary Financial structure, budget allocation, revenue streams, cost centers, 50% charity commitment, and investment strategy. Clear money flo...

Growth Plan Version: 1.0 Last Updated: 2026-01-28 Owner: Alem Basic Prepared by: John (Director) + Selma Mustafić (BA) + Amina Hadžić (Head of Projects) Executive Summary Clear growth strategy from current state to 12-month vision. Customer acquisition, produ...

Legal Structure & Entity Map Version: 1.0 Last Updated: 2026-01-28 Status: Active Owner: Alem Basic Prepared by: John (Director) + Dženan Rizvanović (Risk & Compliance) Executive Summary This document defines the legal structure, entity relationships, ownersh...

Innsendingsguide — Oppstartstilskudd 1 Drop — Innovasjon Norge Søknad Versjon: 1.0 Dato: 18. februar 2026 Søker: BASIC AS (org.nr 932 516 136) Søkt beløp: 150 000 NOK A. FØR DU BEGYNNER Forberedelser Logg inn på Innovasjon Norge: URL: https://www.innovasjo...

Drop Architecture Documentation Project: Drop -- Fintech Payment App (Remittance + QR Payments) Model: PSD2 Pass-through (AISP + PISP) -- Drop never holds customer funds Last updated: 2026-02-21 Reading Guides by Audience Executive Summary Start here for a hi...

System Context Diagram (C4 Level 1) Document: HLD-001 Status: Approved Last updated: 2026-02-21 Author: Standards Architect Applies to: Drop v1.0 (PSD2 pass-through model) Overview This document describes the C4 Level 1 system context for Drop, showing Drop a...

C4 Level 2 — Container Diagram Drop fintech platform container architecture showing all runtime containers, their responsibilities, communication patterns, and the middleware chain that governs every API request. Container Diagram C4Container title Drop —...

Component Overview (C4 Level 3) Document: HLD-002 Version: 1.0 Date: 2026-02-21 Author: Frontend Architect (AI Agent) Status: Draft Scope: Frontend component architecture for web and mobile applications 1. Purpose This document provides a C4 Level 3 component...

Deployment Architecture AWS deployment topology, Cloudflare edge layer, Docker multi-stage build, CI/CD pipeline, environment strategy, auto-scaling, health checks, and rollback procedures for the Drop fintech platform. Deployment Topology Note: AWS App Ru...

Security Architecture — High-Level Design Version: 1.0 Date: 2026-02-21 Author: Banking Architecture Team Status: Approved Applies to: Drop — Security Threat Model & Controls 1. Overview Drop is a PSD2-regulated fintech application that processes financial tr...

Data Architecture Version: 1.0 Date: 2026-02-21 Status: Approved Owner: Database Architect Overview Drop's data architecture supports a PSD2 pass-through fintech application with two core functions: international remittances and QR merchant payments. The syst...

Flow: Login & Authentication Document: LLD-001 Version: 1.0 Date: 2026-02-21 Author: Frontend Architect (AI Agent) Status: Draft Scope: End-to-end login flow for web and mobile, including BankID OIDC, session management, demo mode, and error handling 1. Overv...

Login & Authentication — Backend Architecture Backend-specific authentication details for the Drop fintech platform. Covers JWT token structure, token refresh mechanism, session revocation, rate limiting on auth endpoints, audit logging, demo mode implementat...

Registration & Onboarding Flow -- Low-Level Design Document: LLD-REGISTRATION Status: Approved Last updated: 2026-02-21 Author: Standards Architect Applies to: Drop v1.0 (PSD2 pass-through model) User requirements: Minimum age 18, Norwegian residency, valid Ba...

KYC/AML Flow -- Low-Level Design Document: LLD-KYC-AML Status: Approved Last updated: 2026-02-21 Author: Standards Architect Applies to: Drop v1.0 (PSD2 pass-through model) Regulatory basis: Hvitvaskingsloven (LOV-2018-06-01-23), GDPR (Personopplysningsloven) ...

Low-Level Design: Bank Account Linking Flow Version: 1.0 Date: 2026-02-21 Author: Banking Architecture Team Status: Approved Applies to: Drop — AISP Consent & Bank Account Linking 1. Overview Bank account linking is the process where a Drop user connects thei...

Flow: QR Payment Document: LLD-002 Version: 1.0 Date: 2026-02-21 Author: Frontend Architect (AI Agent) Status: Draft Scope: End-to-end QR payment flow covering camera handling, merchant resolution, payment confirmation, SCA, and error states for both web and m...

Low-Level Design: Remittance Flow Version: 1.0 Date: 2026-02-21 Author: Banking Architecture Team Status: Approved Applies to: Drop — Cross-Border Money Transfer (PISP) 1. Overview Remittance is Drop's core feature — sending money from a Norwegian bank accoun...