Advanced Search
Search Results
964 total results found
Database Schema
Bilko Database Schema Status: IMPLEMENTED Last verified: 2026-05-20 Canonical backend: apps/api Kotlin/Ktor service Database: PostgreSQL on GCP Cloud SQL for deployed environments Schema source of truth: Flyway SQL migrations + Exposed table mappings This do...
Security Audit
Drop Security Audit (originally FontelePay) Rebrand note: FontelePay was renamed to Drop. This audit predates the backend implementation and PSD2 pass-through architecture. Many issues identified here (localStorage PIN, client-side auth) have been addressed i...
Security QA Audit
Drop App Security & QA Audit Report Date: 2026-02-11 Auditor: John (AI Director) Scope: Next.js 16 fintech app with SQLite database, JWT auth, 24 API routes HISTORICAL NOTE (2026-03-03): This audit was performed against the pre-ADR-014 codebase which used SQL...
Regulatory Map
Drop Regulatory Map v2 Norwegian Financial Services Regulatory Framework Date: 2026-02-12 Prepared for: ALAI Holding AS / Drop Payment App Scope: All regulations applicable to a payment app serving ALL residents of Scandinavia App model: Pass-through payments ...
Compliance Gap Analysis
Drop Gap Analysis v2 Regulatory Compliance Gap Assessment Date: 2026-02-12 Prepared for: ALAI Holding AS / Drop Payment App Source code reviewed: /Users/makinja/ALAI/products/Drop/src/drop-app/src/ Security rapport: /Users/makinja/ALAI/products/Drop/security/d...
License Application Prep
Konsesjonssøknad — Forberedelse Dokument: Forberedelse til søknad om konsesjon som betalingsforetak Hjemmel: Finansforetaksloven (LOV-2015-04-10-17), betalingssystemloven (LOV-1999-12-17-95) Virksomhet: ALAI Holding AS, org.nr 932 516 136 Produkt: Drop — betal...
Business Plan (Regulatory)
Virksomhetsplan — Drop (ALAI Holding AS) Dokument: Virksomhetsplan for søknad om konsesjon som betalingsforetak Formål: Vedlegg til konsesjonssøknad til Finanstilsynet Virksomhet: ALAI Holding AS, org.nr 932 516 136 Produkt: Drop (getdrop.no) Versjon: 1.0 Dato...
Compliance Gap (Feb 2026)
Drop Compliance Gap Analysis — Overnight Sprint 2026-02-16 TL;DR Readiness: 8/100 (per gap-analysis-v2.md, 2026-02-12) We have more than we think: 14 substantive legal draft documents (6,238 lines total) 36 API endpoints, security hardened (0 CRITICAL, 0 HIG...
Privacy Policy
Personvernerklæring for Drop Sist oppdatert: 2. mars 2026 Behandlingsansvarlig: ALAI Holding AS, org.nr. 932 516 136 Kontakt: [email protected] Nettsted: https://getdrop.no 1. Innledning Denne personvernerklæringen beskriver hvordan ALAI Holding AS («vi»,...
DPIA Assessment
Vurdering av personvernkonsekvenser (DPIA) — Drop Dokument-ID: DPIA-DROP-001 Versjon: 1.0 Dato: 12. februar 2026 Utarbeidet av: ALAI Holding AS Behandlingsansvarlig: ALAI Holding AS, org.nr. 932 516 136 Status: Godkjent 1. Innledning og bakgrunn 1.1 Formål De...
Data Processing Protocol
Behandlingsprotokoll — Drop (ALAI Holding AS) Dokument: Protokoll over behandlingsaktiviteter (GDPR artikkel 30) Behandlingsansvarlig: ALAI Holding AS, org.nr. 932 516 136 Kontakt behandlingsansvarlig: [email protected] Personvernombud: [email protected] Prod...
Outsourcing Policy
Utkontrakteringspolicy — Drop Dokument-ID: UTKONTR-DROP-001 Versjon: 1.0 Dato: 12. februar 2026 Eier: ALAI Holding AS, org.nr. 932 516 136 Klassifisering: Intern Regulatorisk grunnlag: DORA (EU) 2022/2554 art. 28-30, Finanstilsynets retningslinjer for utkontra...
AML Procedures
Hvitvaskingsrutiner — Drop (ALAI Holding AS) Dokument: Internrutiner for tiltak mot hvitvasking og terrorfinansiering Hjemmel: Lov om tiltak mot hvitvasking og terrorfinansiering (hvitvaskingsloven, LOV-2018-06-01-23) Virksomhet: ALAI Holding AS, org.nr 932 51...
AML Risk Assessment
Risikovurdering — Hvitvasking og terrorfinansiering Dokument: Virksomhetsinnrettet risikovurdering, jf. hvitvaskingsloven §6 Virksomhet: ALAI Holding AS, org.nr 932 516 136 Produkt: Drop — betalingsformidling og pengeoverføringer Versjon: 1.0 Dato: 2026-02-12 ...
Suitability Assessment
Egnethetsvurdering — Fit & Proper Dokument: Rutiner for egnethetsvurdering av styre, ledelse og nøkkelpersoner Hjemmel: Finansforetaksloven §§3-5 til 3-7 (LOV-2015-04-10-17) Virksomhet: ALAI Holding AS, org.nr 932 516 136 Produkt: Drop — betalingsformidling og...
DPA Template
Data Processing Agreement (DPA) Between: Data Controller: ALAI Holding AS, Org. No. 932 516 136 ("Controller") Data Processor: [PROCESSOR NAME], [Org. No.] ("Processor") Effective Date: [DATE] Product: Drop payment services (getdrop.no) 1. Background and Pu...
DPA — Swan
Data Processing Agreement — Swan Between: Data Controller: ALAI Holding AS, Org. No. 932 516 136 ("Controller") Data Processor: Swan SAS ("Processor") Effective Date: [DATE] Product: Drop payment services — Banking-as-a-Service (BaaS) This DPA supplements t...
DPA — Sumsub
Data Processing Agreement — Sumsub Between: Data Controller: ALAI Holding AS, Org. No. 932 516 136 ("Controller") Data Processor: Sumsub Limited ("Processor") Effective Date: [DATE] Product: Drop payment services — KYC/Identity Verification This DPA supplem...