Intake & Brief
Initial project intake and client brief documents

Intake: First Contact
First Contact: Drop 
 
 Rebrand note (2026-02-14): Originally "Zica" / "FontelePay". Product rebranded to Drop . See Drop CLAUDE.md for current spec. 
 
 Date: 2026-02-08
 Source: Internal project
 Status: Qualified Lead
 Agent: nicksaraev (llama3.1:70b) 
 
 Client Info 
 
 Company: ALAI Holding AS (internal) 
 Contact: Alem Bašić (alem@alai.no) 
 Type: Internal product — rebranded from FontelePay → Zica → Drop 
 
 Project Summary 
 Drop — fintech payment aplikacija za sve stanovnike Norveške/Skandinavije. Remittance + QR plaćanja sa pass-through PSD2 modelom (Drop nikad ne drži novac korisnika). 
 Existing: MVP sa 9+ stranica, Next.js 16 + React 19 + Tailwind v4, PostgreSQL 16 backend (Drizzle ORM, ADR-014), JWT auth, 24 API routes. 
 Needs: Real backend (PostgreSQL + JWT), full persistence, toast notifikacije, transaction history, UI polish. 
 Lead Qualification (AI: nicksaraev) 
 Portfolio vrijednost: VISOKA 
 
 Kompleksna full-stack aplikacija sa više tehnologija 
 MVP već postoji kao osnova 
 Jasni ciljevi i definirane funkcionalnosti 
 
 Tržišni potencijal: VISOK 
 
 Mobilne banking aplikacije u porastu 
 Prostor za inovativna rješenja 
 Prilagodljivo različitim tržištima 
 
 Rizici 
 
 Kompleksnost aplikacije i tehničke poteškoće 
 Konkurencija na fintech tržištu 
 Sigurnosni rizici (financijski podaci) 
 
 Decision 
 QUALIFIED — Projekat ide dalje u Discovery. 
 Next Phase 
 Phase 2: Discovery → project-brief.md

Intake: Project Brief
Project Brief: Drop 
 
 Note: Originally written as "Zica" / "FontelePay". Product has been rebranded to Drop . See Drop CLAUDE.md for current spec. 
 
 Date: 2026-02-08 (updated 2026-02-14)
 Version: 2.0
 Author: product agent (llama3.1:70b) + John
 Status: Updated 
 
 1. Problem 
 FontelePay MVP postoji ali ima kritične nedostatke: 
 
 Podaci se gube na reload (in-memory mock servisi) 
 Nema pravog backenda — sve je mock 
 Nema notifikacija za korisnički feedback 
 Nema transaction history stranice 
 Login se lomi nakon reload-a 
 Brand treba refresh (FontelePay → Drop) 
 
 2. Solution 
 Drop — fintech payment aplikacija sa: 
 
 Real backend (PostgreSQL 16 + JWT auth) 
 Full data persistence 
 Toast notifikacije 
 Kompletna transaction history 
 UI polish i edge case handling 
 Rebrand: novi vizualni identitet (Drop branding, Forest Green + Gold) 
 Pass-through PSD2 model: Drop NEVER holds customer money 
 
 3. Target Users 
 
 Svi stanovnici Norveške/Skandinavije — NE samo dijaspora 
 Korisnici koji šalju novac u inostranstvo (remittance) 
 Korisnici koji žele jeftinije QR plaćanje u lokalnim dućanima 
 Dijaspora zajednice su ključni početni segment, ali Drop je za SVE 
 
 4. Key Features (MoSCoW) 
 Must Have 
 
 JWT autentikacija (register/login) via BankID 
 PostgreSQL 16 backend sa pravim API rutama (Drizzle ORM) 
 localStorage persistence za offline-first 
 Toast notifikacije za sve akcije 
 Transaction history stranica 
 Account dashboard sa Open Banking (AISP) podacima 
 Remittance — slanje novca u inostranstvo (PISP) 
 QR merchant payments — plaćanje u dućanu 
 
 Should Have 
 
 Responsive mobile-first dizajn 
 Bank partner integration (PSD2 agent model) 
 KYC provider integration (e.g. Sumsub, BankID) 
 
 Could Have 
 
 Push notifikacije 
 Dark mode 
 Merchant analytics dashboard 
 
 Won't Have (v1) 
 
 Wallet / balance / top-up (Drop NEVER holds money) 
 Fizička kartica 
 Crypto wallet 
 
 5. Tech Stack 
 
 
 
 Layer 
 Technology 
 
 
 
 
 Frontend 
 Next.js 16, React 19, Tailwind v4, shadcn/ui 
 
 
 Backend 
 Next.js API Routes 
 
 
 Database 
 PostgreSQL 16 (Drizzle ORM) — ADR-014 
 
 
 Auth 
 JWT (jose library) + BankID 
 
 
 External APIs 
 Open Banking (AISP/PISP) via bank partner 
 
 
 Hosting 
 TBD (Vercel candidate) 
 
 
 
 6. Budget 
 Interni projekat — nema eksternog budžeta. 
 
 Estimated effort: ~200h development + testing 
 Interni trošak: ~$10,000 equivalent 
 Realan trošak: John + Builder agent time 
 
 7. Timeline 
 
 
 
 Faza 
 Trajanje 
 
 
 
 
 Planning + Analysis 
 1 sedmica 
 
 
 Design (Architecture) 
 1 sedmica 
 
 
 Implementation 
 2 sedmice 
 
 
 Testing + Polish 
 1 sedmica 
 
 
 Total 
 ~5 sedmica 
 
 
 
 8. Success Metrics 
 
 Svih 7+ stranica radi bez grešaka 
 Podaci preživljavaju page reload 
 JWT auth funkcionira end-to-end 
 < 2s load time na svim stranicama 
 0 TypeScript errors 
 npm run build uspješan 
 Lighthouse score > 90 
 
 9. Risks 
 
 
 
 Rizik 
 Vjerovatnoća 
 Impact 
 Mitigacija 
 
 
 
 
 JWT security rupe 
 Medium 
 High 
 Security agent review 
 
 
 Mock → real migration complexity 
 Medium 
 Medium 
 Phased approach 
 
 
 Fintech regulacije 
 Low 
 High 
 Legal agent review 
 
 
 Design gap (nema vizualnih assets) 
 High 
 Medium 
 AI image gen + CSS-first pristup 
 
 
 Bank partner onboarding delay 
 Medium 
 High 
 Multiple bank targets, MVP ready for demo 
 
 
 
 10. Approval 
 
 
 
 Role 
 Name 
 Date 
 Status 
 
 
 
 
 Product (AI) 
 product agent 
 2026-02-08 
 Drafted 
 
 
 John (AI Director) 
 John 
 2026-02-08 
 Reviewed 
 
 
 John (AI Director) 
 John 
 2026-02-14 
 Updated (rebrand) 
 
 
 Alem (CEO) 
 
 
 Pending