01 — Sveračun & Storecove Partner Status

Bilko HR — Sveračun & Storecove Partner Status

Prepared: 2026-05-19 evening
Open: 2026-05-20 morning
Market: Croatia / HR
Entity for partner signup: ALAI Holding AS unless a Croatian entity is later created
Relevant MC tasks: #8675 Storecove sandbox/provisioning, #100332 Sveračun outreach

Goal

Unblock Croatian Bilko launch path by getting a Path B intermediary/partner for HR-FISK 2.0 / eRačun instead of trying to self-certify directly with FINA.

Primary paths to pursue:

  1. Storecove — Peppol/e-invoice API provider. MC #8675 is currently blocked because no actual account, credentials, or sandbox ACK evidence exists.
  2. Sveracun / PostLink d.o.o. — Croatian FISK/eRačun partner candidate. MC #100332 asks CEO to contact info@sveracun.hr / +385 1 410 1130.

1. Morning Brief

Executive Summary

Croatia is not blocked by code first; it is blocked by e-invoice/fiscalization partner access.

CEO decision already favors Path B — certified intermediary/partner. Do not spend time trying to form a Croatian d.o.o. or self-certify unless partner path fails.

What to do tomorrow

  1. Contact Storecove or complete business signup.
  2. Contact Sveracun/PostLink for partner/API/reseller terms.
  3. Ask both for:
    • Croatia HR-FISK/eRačun support
    • REST API documentation access
    • sandbox credentials
    • production onboarding timeline
    • reseller / SaaS platform terms
    • volume pricing for 250–10,000 invoices/month
    • whether Bilko can submit on behalf of Croatian customer organizations
  4. Save proof of contact and any portal screenshots.
  5. Do not mark #8675 done until there is actual sandbox/prod credential evidence and at least a fake invoice ACK/test path.

Known Bilko HR state

Important questions for partner

Decision rule

2. Company/Signup Data Checklist

Contracting entity

Default signup entity:

Product

Documents to collect

Put non-secret files under place-documents-here/:

Security notes

3. Storecove Action Plan

Website: https://www.storecove.com/
Task: #8675 — Storecove account provisioning + sandbox access

Goal

Get real Storecove business account access, sandbox credentials, production onboarding requirements, and a test/fake invoice acknowledgement path for Croatia.

Steps

  1. Open Storecove website and create/contact business account.
  2. Register ALAI Holding AS as legal entity.
  3. Ask for Croatia HR-FISK/eRačun / Peppol routing support.
  4. Request:
    • sandbox API credentials
    • production onboarding checklist
    • OAuth2/API auth details
    • REST API documentation
    • pricing and billing setup
    • DPA/subprocessor terms
  5. Save screenshots/emails in place-documents-here/partner-emails/ or portal-screenshots/.

Copy/paste inquiry

Hello Storecove team,

We are building Bilko, a cloud accounting and e-invoicing SaaS for SMEs in Croatia and the Balkans. We want to integrate Croatia e-invoicing / HR-FISK 2.0 / eRačun through a certified intermediary/API provider rather than self-certifying directly.

Company: ALAI Holding AS, Norway, org.nr 932 516 136
Product: Bilko
Target market: Croatia
Expected initial volume: 250–10,000 invoices/month
Use case: Bilko submits and receives e-invoices on behalf of customer organizations through API.

Could you confirm:
1. Do you support Croatian B2B eRačun / Fiscalization 2.0 routing?
2. Can Bilko operate as a SaaS platform/reseller for multiple Croatian customer organizations?
3. Can you provide sandbox API credentials and REST API documentation?
4. What is the production onboarding/KYC process?
5. What are the pricing tiers and DPA/subprocessor terms?
6. Is a Croatian legal entity or end-customer FINA certificate required?

Best regards,
Alem / ALAI Holding AS

Completion criteria for #8675

#8675 should remain blocked/open until there is real evidence of:

4. Sveračun / PostLink Action Plan

Candidate: Sveračun / PostLink d.o.o.
Email: info@sveracun.hr
Phone: +385 1 410 1130
Task: #100332 — CEO outreach Sveračun Path B partner for HR FISK 2.0

Goal

Determine if Sveračun can be Bilko’s Croatian HR-FISK/eRačun intermediary/API partner, and get partnership/API/pricing terms.

Ask for

Copy/paste email in Croatian/BHS

Poštovani,

Mi smo ALAI Holding AS iz Norveške i razvijamo Bilko, cloud računovodstveni i e-invoicing SaaS za mala i srednja preduzeća u Hrvatskoj i regiji.

Tražimo HR-FISK 2.0 / eRačun partnera preko kojeg Bilko može slati i primati e-račune za hrvatske korisničke organizacije putem API-ja.

Osnovni podaci:
- Kompanija: ALAI Holding AS, Norveška, org.nr 932 516 136
- Proizvod: Bilko
- Tržište: Hrvatska
- Planirani volumen u MVP fazi: 5–50 korisnika × 50–200 računa mjesečno, okvirno 250–10.000 računa mjesečno
- Model: Bilko kao SaaS računovodstvena platforma za više korisničkih organizacija

Molimo informacije:
1. Da li nudite REST/API pristup za HR-FISK 2.0 / eRačun integraciju?
2. Da li podržavate SaaS/reseller model gdje Bilko šalje e-račune za više korisničkih organizacija?
3. Možemo li dobiti sandbox/test pristup i API dokumentaciju?
4. Koji je onboarding proces za produkciju?
5. Da li je potrebna hrvatska pravna osoba ili može ugovor potpisati ALAI Holding AS?
6. Da li svaki krajnji korisnik mora imati poseban certifikat/OIB onboarding?
7. Koji su cjenovni razredi za 250–10.000 računa mjesečno?
8. Koji DPA/security uslovi su potrebni?

Hvala unaprijed,
Alem / ALAI Holding AS

After contact

5. Bilko HR Technical Description (For Partners)

Osnovni podaci

Naziv softvera: Bilko
Dobavljač: ALAI Holding AS
Tržište: Hrvatska
Tip softvera: cloud računovodstveni i e-invoicing SaaS za mala i srednja preduzeća

Kratak opis

Bilko je cloud računovodstveni sistem za mala i srednja preduzeća. Sistem omogućava izdavanje i upravljanje fakturama/računima, osnovno dvojno knjigovodstvo, PDV obračun, finansijske izvještaje, bank reconciliation i čuvanje revizorskog traga.

Za Hrvatsku, Bilko treba podržati HR-FISK 2.0 / eRačun tok kroz certificiranog posrednika ili Peppol/e-invoice API partnera. Bilko čuva konfiguraciju po korisničkoj organizaciji i šalje e-račune u propisanom strukturiranom formatu preko partner API-ja.

Hrvatska funkcionalnost

Integracijski model

Bilko preferira partner/intermediary API model:

  1. Bilko generiše fakturu i metapodatke.
  2. Bilko šalje e-račun partneru preko REST/API interfejsa.
  3. Partner radi routing prema HR-FISK/eRačun/FINA/Peppol sistemu.
  4. Partner vraća ACK/status/ID.
  5. Bilko čuva status i audit trail.

Sigurnost

6. Vaultwarden Secret Plan

Do not store real secrets in this folder.

Storecove sandbox

Item name:

Bilko/sandbox/HR/storecove-api

Fields:

environment=sandbox
provider=Storecove
market=HR
company=ALAI Holding AS
auth_type=<OAuth2|API key|other>
api_base_url=<provider URL>
client_id=<secret if OAuth2>
client_secret=<secret if OAuth2>
api_key=<secret if API key>
issued_at=<date>
notes=<evidence path / onboarding contact>

Storecove production

Item name:

Bilko/production/HR/storecove-api

Same fields as sandbox.

Sveracun sandbox/production

Item names:

Bilko/sandbox/HR/sveracun-api
Bilko/production/HR/sveracun-api

Fields:

provider=Sveracun / PostLink d.o.o.
market=HR
company=ALAI Holding AS
auth_type=<OAuth2|API key|mTLS|certificate|other>
api_base_url=<provider URL>
client_id=<secret if issued>
client_secret=<secret if issued>
api_key=<secret if issued>
certificate_ref=<if required; do not store raw private key here without approved secure path>
issued_at=<date>
notes=<contract/evidence path>

After storing credentials

Update MC #8675 or #100332 with only:

7. Post-Approval Handoff to Engineering

Use this after Storecove/Sveracun access is received.

Handoff checklist

Engineering next tasks

Blockers to escalate

Current Status

Local source: /Users/makinja/business/ALAI-Holding-AS/registrations/Bilko-HR-Storecove-Sveracun-2026-05-20/
BookStack Canonical URL: https://docs.alai.no/books/bilko-hr-market-entry/page/01-sveracun-storecove

Revision #1
Created 2026-05-28 19:25:15 UTC by John
Updated 2026-05-28 19:25:15 UTC by John